Keys to Avoiding Debt? Use Holiday Budget PlansBe prepared for holiday spending temptations. For example, be money smart by taking steps to avoid credit debt.
Keys to Avoiding Back-to-School Debt? Make a Plan and Use It!
Don’t flunk your budget and end up in debt. Before shopping for back-to-school clothes and supplies, do your homework. Make a plan and use it!
Your credit rules are changing
In 2010, new credit card regulations took effect. Review a list of ten key changes that you can expect to see regarding your credit card.
Students, Credit Cards and the Fine Print
New credit card regulations for 2010 include several measures aimed at protecting young consumers and college students, who until now have been flooded with offers of incentives for easy credit. Young adults new to college campuses are extremely vulnerable to these practices.
Learn more about credit cards on campus…
Sizing Up Your Financial Situation
Sometimes unforeseen events in life challenge us. They may include unemployment, downsizing, a disability, natural disasters, divorce, or widowhood. Regardless of the reason, you need to take charge during these challenging times. When faced with reduced income or increased expenses, you need to develop a spending plan to help pay your bills. If your income will be affected for more than a month, you will need to adjust your spending habits to maintain control of family finances over an extended period.